Loved Ones

A straightforward plan with fast payout, so your loved ones don’t have to worry

Our simple plan ensures a loved one receives an inflation-linked cash sum on your death, paid out before probate.

Why start a plan?

  • It can be a cost effective way to pay funeral costs, enabling your money to go further.
  • It is a simple way to leave a cash sum gift to loved ones.
  • It can provide financial support when you are no longer around.
  • It can help cover any unpaid household bills.
  • Leave a charitable legacy gift without it coming from your estate.

It is this straightforward

  • Select the plan amount
  • Pay by a single payment or by a number of equal monthly instalments
  • The plan earns inflation-linked interest
  • On death the inflation-linked cash sum is paid out before probate, direct to the recipient you have nominated

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Unique benefits of our plan

  • Pay money in and on death the plan pays out a cash sum direct to the recipient you have named.
  • You never pay in more than is paid out.
  • The plan is paid out within 24 hours of a payout request, before probate as it is outside your estate, so it is there when it’s needed.
  • The plan locks in today’s prices as it is inflation-linked.
  • The recipient does not have any rights to the cash sum until your death.
  • You can change the recipient at anytime.
  • You can cash-in your plan at anytime.

Cost and Payout Comparison

Over 50 Life Insurance v Bequest Direct Inflation-linked Cash Plan

Compare SunLife Bequest Direct
Inflation linked payout
Never pay more than paid out
You can cash your plan in
Paid out direct to recipient

Limitations of Prepaid Funeral Plans

See what is excluded in Prepaid Funeral Plans

All our plan amounts

  • £1,000
    • Single payment £1,000
    • Pay monthly from £4.17 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £1,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £1,240
    • 20 years £1,480
    • 30 years £1,720

    Assuming 2.4% yearly inflation and paid by single payment

  • £1,500
    • Single payment £1,500
    • Pay monthly from £6.25 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £1,500 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £1,860
    • 20 years £2,220
    • 30 years £2,580

    Assuming 2.4% yearly inflation and paid by single payment

  • £1,600
    • Single payment £1,600
    • Pay monthly from £6.67 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £1,600 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £1,984
    • 20 years £2,368
    • 30 years £2,752

    Assuming 2.4% yearly inflation and paid by single payment

  • £2,000
    • Single payment £2,000
    • Pay monthly from £8.33 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £2,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £2,480
    • 20 years £2,960
    • 30 years £3,440

    Assuming 2.4% yearly inflation and paid by single payment

  • £2,500
    • Single payment £2,500
    • Pay monthly from £10.42 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £2,500 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £3,100
    • 20 years £3,700
    • 30 years £4,300

    Assuming 2.4% yearly inflation and paid by single payment

  • £2,750
    • Single payment £2,750
    • Pay monthly from £11.46 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £2,750 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £3,410
    • 20 years £4,070
    • 30 years £4,730

    Assuming 2.4% yearly inflation and paid by single payment

  • £3,000
    • Single payment £3,000
    • Pay monthly from £12.50 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £3,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £3,720
    • 20 years £4,440
    • 30 years £5,160

    Assuming 2.4% yearly inflation and paid by single payment

  • £3,150
    • Single payment £3,150
    • Pay monthly from £13.13 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £3,150 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £3,906
    • 20 years £4,662
    • 30 years £5,418

    Assuming 2.4% yearly inflation and paid by single payment

  • £3,500
    • Single payment £3,500
    • Pay monthly from £14.58 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £3,500 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £4,340
    • 20 years £5,180
    • 30 years £6,020

    Assuming 2.4% yearly inflation and paid by single payment

  • £3,550
    • Single payment £3,550
    • Pay monthly from £14.79 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £3,550 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £4,402
    • 20 years £5,254
    • 30 years £6,106

    Assuming 2.4% yearly inflation and paid by single payment

  • £3,750
    • Single payment £3,750
    • Pay monthly from £15.63 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £3,750 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £4,650
    • 20 years £5,550
    • 30 years £6,450

    Assuming 2.4% yearly inflation and paid by single payment

  • £4,000
    • Single payment £4,000
    • Pay monthly from £16.67  a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £4,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £4,960
    • 20 years £5,920
    • 30 years £6,880

    Assuming 2.4% yearly inflation and paid by single payment

  • £4,500
    • Single payment £4,500
    • Pay monthly from £18.75 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £4,500 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £5,580
    • 20 years £6,660
    • 30 years £7,740

    Assuming 2.4% yearly inflation and paid by single payment

  • £5,000
    • Single payment £5,000
    • Pay monthly from £20.83 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £5,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £6,200
    • 20 years £7,400
    • 30 years £8,600

    Assuming 2.4% yearly inflation and paid by single payment

  • £5,500
    • Single payment £5,500
    • Pay monthly from £22.92 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £5,500 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £6,820
    • 20 years £8,140
    • 30 years £9,460

    Assuming 2.4% yearly inflation and paid by single payment

  • £6,000
    • Single payment £6,000
    • Pay monthly from £25.00 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £6,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £7,440
    • 20 years £8,880
    • 30 years £10,320

    Assuming 2.4% yearly inflation and paid by single payment

  • £7,000
    • Single payment £7,000
    • Pay monthly from £29.17 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £7,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £8,680
    • 20 years £10,360
    • 30 years £12,040

    Assuming 2.4% yearly inflation and paid by single payment

  • £8,000
    • Single payment £8,000
    • Pay monthly from £33.33 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £8,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £9,920
    • 20 years £11,840
    • 30 years £13,760

    Assuming 2.4% yearly inflation and paid by single payment

  • £9,000
    • Single payment £9,000
    • Pay monthly from £37.50 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £9,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £11,160
    • 20 years £13,320
    • 30 years £15,480

    Assuming 2.4% yearly inflation and paid by single payment

  • £10,000
    • Single payment £10,000
    • Pay monthly from £41.67 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £10,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £12,400
    • 20 years £14,800
    • 30 years £17,200

    Assuming 2.4% yearly inflation and paid by single payment

  • £12,500
    • Single payment £12,500
    • Pay monthly from £52.08 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £12,500 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £15,500
    • 20 years £18,500
    • 30 years £21,500

    Assuming 2.4% yearly inflation and paid by single payment

  • £15,000
    • Single payment £15,000
    • Pay monthly from £62.50 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £15,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £18,600
    • 20 years £22,200
    • 30 years £25,800

    Assuming 2.4% yearly inflation and paid by single payment

  • £20,000
    • Single payment £20,000
    • Pay monthly from £83.33 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £20,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £24,800
    • 20 years £29,600
    • 30 years £34,400

    Assuming 2.4% yearly inflation and paid by single payment

  • £25,000
    • Single payment £25,000
    • Pay monthly from £104.17 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £25,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £31,000
    • 20 years £37,000
    • 30 years £43,000

    Assuming 2.4% yearly inflation and paid by single payment

  • £50,000
    • Single payment £50,000
    • Pay monthly from £208.33 a month

    Leave an Inflation-linked cash sum to a loved one.

    Select this plan to arrange for a £50,000 Inflation linked cash sum to be paid to a nominated recipient on your death.

    You nominate the recipient during the sign up process.

    Examples of future payout

    • 10 years £62,000
    • 20 years £74,000
    • 30 years £86,000

    Assuming 2.4% yearly inflation and paid by single payment

To see all our Inflation-linked Payable on Death cash plan amounts click here